End-to-End Loan Management Platform

Digital transformation for MFIs, cooperatives, and NBFCs with AI-powered automation, compliance, and field-force mobility

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Trusted by 150+ Institutions
Across 12 countries
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3M+
Loans Processed
98%
Collection Efficiency
70%
Operational Cost Reduction
24/7
Support Availability

Comprehensive Loan Lifecycle Management

Sahakar Sarthi is a complete digital solution designed specifically for microfinance institutions, cooperative banks, and NBFCs to manage their entire lending operations efficiently.

Our platform combines robust back-office administration with powerful field-force capabilities, enabling financial institutions to:

  • Automate loan origination and underwriting
  • Digitize KYC and customer onboarding
  • Manage collections with offline capabilities
  • Generate regulatory reports automatically
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Key Differentiators

What makes Sahakar Sarthi the preferred choice for financial institutions

Field-First Design

Offline-capable mobile app works in remote areas with intermittent connectivity. Supports biometric attendance, GPS tagging, and digital receipts.

Configurable Product Engine

Create any loan product without coding - agricultural loans, JLG, SHG, SME loans with flexible repayment schedules and interest calculations.

Built-in Compliance

Automated regulatory reporting for RBI, NABARD, and local authorities. Audit trails and data encryption meet DPDPA requirements.

Advanced Analytics & Reporting

Gain deep insights into portfolio performance, collection trends, and operational efficiency with customizable dashboards and reports.

Customer Relationship Management (CRM)

Manage customer interactions, track communication history, and personalize services to improve customer satisfaction and retention.

AI-Powered Automation

Leverage artificial intelligence for automated credit scoring, fraud detection, and optimized collection strategies.

Comprehensive Module Coverage

End-to-end management of your lending operations

Digital Customer Onboarding & KYC

Streamline your customer acquisition process with our complete digital onboarding solution:

  • Paperless KYC: Aadhaar eSign + OTP verification, biometric capture (fingerprint/iris) for MFI groups
  • Document Management: Upload PAN, income proof with AI-based validation
  • Credit Assessment: Integrated checks with CIBIL/CRIF, alternate data scoring (GSTN, bank statements)
  • Group Formation: Digital JLG/SHG formation with member profiling
Request an Onboarding Demo
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Automated Loan Origination Workflow

Accelerate your lending process from application to disbursement with our efficient origination module:

  • Online Application Portal: Easy-to-use interface for borrowers and field agents
  • Configurable Workflows: Define custom approval hierarchies and process steps
  • Automated Underwriting: Rule-based engine for quick credit decisions
  • Document Verification: Digital tools for verifying submitted documents
  • Loan Product Configuration: Easily set up and manage various loan schemes
Request an Origination Demo
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Efficient Collections Management

Optimize your collection process and improve recovery rates with our comprehensive tools:

  • Field Collections App: Offline capability, digital receipts, GPS tracking, and payment recording
  • Automated Reminders: SMS, email, and in-app notifications for upcoming payments
  • Delinquency Management: Tools for tracking overdue accounts and managing follow-ups
  • Payment Gateway Integration: Seamless integration with various payment methods
  • Collection Analytics: Monitor collection performance and identify trends
Request a Collections Demo
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Powerful Analytics & Business Intelligence

Make data-driven decisions with real-time insights into your lending operations:

  • Customizable Dashboards: Visualize key metrics like portfolio size, NPA, disbursement, and collection efficiency
  • Performance Tracking: Monitor the performance of branches, loan officers, and loan products
  • Predictive Analytics: Identify potential risks and opportunities
  • Ad-hoc Reporting: Generate custom reports based on your specific needs
  • Data Export: Easily export data for further analysis
Request an Analytics Demo
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Automated Regulatory Reporting

Ensure compliance with ease through automated generation of required reports:

  • RBI Reporting: Generate reports as per Reserve Bank of India guidelines
  • NABARD Reporting: Generate reports for National Bank for Agriculture and Rural Development
  • Local Authority Reporting: Support for various state and local government reporting requirements
  • Audit Trails: Comprehensive logging of all system activities for auditing purposes
  • Data Security: Ensure data privacy and security in compliance with regulations like DPDPA
Request a Reporting Demo
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Seamless Integration Ecosystem

Connect with your existing systems and third-party services

Credit Bureau
Credit Bureau
Payment Gateway
Biometric Devices
Communication
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Success Stories

How institutions transformed their operations with Sahakar Sarthi

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Regional Rural Bank

Achieved 40% faster loan processing and 30% reduction in NPAs within 6 months of implementation.

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Large MFI Network

Successfully digitized field operations for over 500 agents, leading to a 25% increase in collection efficiency.

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Urban Cooperative Bank

Streamlined customer onboarding and reduced loan approval time by 50% using Sahakar Sarthi.

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Ready to Transform Your Lending Operations?

Schedule a personalized demo to see Sahakar Sarthi in action

Or call us at +1 800 123 4567

About Sahakar Sarthi

Sahakar Sarthi is a leading loan management solution developed by Vilasoft, a company dedicated to providing innovative technology solutions for the financial sector.

With a focus on empowering Microfinance Institutions, Cooperative Banks, and NBFCs, Sahakar Sarthi leverages advanced technology to streamline operations, enhance efficiency, and ensure compliance.

This website, sahakarsarthi.com, serves as the primary online presence for our comprehensive loan management platform. To learn more about our parent company and its broader range of services, please visit vilasoft.com.

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